You’re probably overpaying to take cards. Almost nobody can tell you by how much.
MK2POS cuts what small businesses pay in card processing, and helps them pick a POS that actually fits — or keep the one they’ve got. We’re paid on processing, not on selling you hardware. So we can afford to tell you the truth.
Your rate isn’t your rate.
You were quoted something like 2.6%. What you actually pay — every fee, assessment, and monthly line divided by what you ran — is your effective rate, and it’s almost always higher. That gap is where the money goes, and it’s buried on purpose.
- Statement fees, batch fees, PCI fees — small, monthly, forgotten
- Equipment leases — the most expensive way ever invented to own a terminal
- Rate creep — the number you signed at, quietly adjusted since
- Downgrades — transactions billed at a worse tier than you were sold
We’ll work your real number out with you. Takes about ten minutes on a call.
Grab a recent statement.
Find total fees. Find total card volume. Divide the first by the second. That’s your effective rate — the only number that matters.
Most small businesses land between 2.8% and 4%. Plenty are higher and have no idea.
Estimate mine nowYour POS and your processing are two different decisions.
Almost everyone who calls you needs to sell you both, bundled, take it or leave it. We’re paid on processing — which means if your POS is working, we have no reason to touch it. Pick whichever of these is you.
Then keep it.
Your team knows it, it works, and ripping it out is disruption you don’t need. We’ll leave it alone and fix the processing underneath it. This is the most common answer, and it’s the one nobody offers you.
Then let’s look.
Weak inventory, painful training, no real reporting, hardware on its last legs. We’ll spec a setup around how you actually work — and tell you honestly if it’s not worth the switch.
Then let’s do it right.
Opening up, or still running on a card reader and a notebook. We’ll build the whole thing — processing, POS, hardware, training — without selling you things you won’t use for two years.
We’re paid on payment processing.
Not on hardware markup. Not on a software subscription. Not on how big we can make the project.
That’s why the analysis is free, why we’ll talk you out of a register you don’t need, and why we’ll tell you to keep a POS that’s working fine.
And if your rate is already competitive, we’ll say so — and make nothing on you. That’s the deal.
You’ve been burned before.
Almost every small business owner has a merchant services story. A rate that crept. A lease they couldn’t exit. A rep who vanished after the signature. An industry that earned its reputation.
- No teaser rates. We show you the effective rate, not a headline.
- No equipment leases. Ever. Ask us why.
- No guaranteed savings. Anyone promising that hasn’t seen your statement.
- No disappearing act. Same person before and after you sign.
What kind of business do you run?
Different businesses need genuinely different setups — and a shop, a salon, and a van have almost nothing in common besides taking cards.
See it before you talk to anyone.
A ballpark on what you might be overpaying, and a setup tailored to your business. No forms, no pressure, no salesperson.
A real specialist, not a call center.
You talk to the person who reads your statement, recommends the setup, and answers the phone afterwards. No script, no hand-off, no rep who vanishes once the paperwork clears. Anywhere in the US.
Replies within 1 business dayThree steps. Nothing to send.
Tell us the basics
Roughly what you run a month, and who you’re with today. Thirty seconds, no documents.
We read your statement together
On a call, with it in front of you. We’ll show you your effective rate and every line that’s padding it. Your documents stay yours.
You get a straight answer
What you’re paying, what we’d do about it, and whether it’s worth your trouble. Sometimes it isn’t.
Find out what you’re actually paying.
Free, no obligation, and no hard sell at the end. If you’re already in good shape, we’ll tell you that.
US-based · replies within one business day · ☎ (888) 275-9822